Accidental Death & Dismemberment (AD&D) Insurance

Arkansas State University offers employees the ability to purchase Accidental Death and Dismemberment (AD&D) insurance through UNUM. 

• You may purchase insurance for yourself in increments of $25,000 up to a maximum benefit of five times your salary, or $250,000, whichever is lower.
• You may also purchase additional coverage for your family.  If you purchase family coverage, your spouse is covered at 50% of your elected amount, and children to age 19 (or age 23 if students) are covered at 10% of your elected amount.
• UNUM is the carrier

Please note that you may be covered only once on the optional AD&D coverage. You may be covered as an employee or a spouse, or a dependent child.

How to File an Accidental Death & Dismemberment Insurance Claim

Arkansas State University’s Human Resources department will guide you through the process of filing an AD&D insurance claim. HR will handle all necessary paperwork with the insurance provider to ensure a smooth and timely process. If you need to initiate a claim or have any questions, please contact Human Resources directly for assistance.

Additional Information regarding Accidental Death & Dismemberment (AD&D) can be found on the ASU System Benefits Page