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2025- 2026 Aid Earned vs Aid Unearned Dates

Fall 2026 – Full Term (One Break)

Payment Period Length

  • Term dates: August 20 – December 12, 2025 = 115 days
  • Break excluded: November 22 – November 30 = 9 days

Total Fall Term Calendar days = 106 days

  • Each day: ≈ 0.94% earned aid (100 ÷ 106)
  • 60% of 106 days ≈ Day 64 → October 22, 2025
  • Once a student reaches 60%, they earn 100% of their aid.

    👉 Any withdrawal on or after October 22, 2025 = no return required

Date-Based Percentage Breakdown (R2T4)

Date Range % Earned % Unearned (Owed Back)
Aug 20 – Aug 26 1% – 7% 99% – 93%
Aug 27 – Sep 2 8% – 13% 92% – 87%
Sep 3 – Sep 9 14% – 20% 86% – 80%
Sep 10 – Sep 16 21% – 26% 79% – 74%
Sep 17 – Sep 23 27% – 33% 73% – 67%
Sep 24 – Sep 30 34% – 40% 66% – 60%
Oct 1 – Oct 7 41% – 46% 59% – 54%
Oct 8 – Oct 14 47% – 53% 53% – 47%
Oct 15 – Oct 21 54% – 60% 46% – 40%
Oct 22 – Dec 12 60%+ 0% owed
🚫 Break (not counted) Nov 22 – Nov 30 —

Spring 2026 – Full Term (One Break)

Payment Period Length

  • Term dates: January 12 – May 8, 2026 = 117 days
  • Break excluded: March 21 – March 29 = 9 days

Total Spring Term Calendar days = 108 days

  • Each day ≈ 0.93% earned aid (100 ÷ 108)
  • 60% point ≈ Day 65 → March 26, 2026
  • Once a student reaches 60%, they earn 100% of their aid.

    👉 Any withdrawal on or after March 26, 2026 = no return required

Date-Based Percentage Breakdown (R2T4)

Date Range % Earned % Unearned (Owed Back)
Jan 12 – Jan 18 1% – 6% 99% – 94%
Jan 19 – Jan 25 7% – 12% 93% – 88%
Jan 26 – Feb 1 13% – 19% 87% – 81%
Feb 2 – Feb 8 20% – 25% 80% – 75%
Feb 9 – Feb 15 26% – 32% 74% – 68%
Feb 16 – Feb 22 33% – 38% 67% – 62%
Feb 23 – Mar 1 39% – 45% 61% – 55%
Mar 2 – Mar 8 46% – 51% 54% – 49%
Mar 9 – Mar 15 52% – 58% 48% – 42%
Mar 16 – Mar 20 59% – 60% 41% – 40%
🚫 Break (not counted) Mar 21 – Mar 29 —
Mar 30 – May 8 60%+ 0% owed


Spring 2026 – Full Term (Two Breaks)

Payment Period Length

  • Term dates: January 12 – May 8, 2026 = 117 days
  • Break excluded: January 24 - February 1 = 9 days
  • Break excluded: March 21 – March 29 = 9 days

Total Spring Term Calendar days = 99 days

  • Each day = ~1.01% earned aid (100 ÷ 99)
  • 60% point ≈ Day 60 → March 30, 2026
  • Once a student reaches 60%, they earn 100% of their aid.

    👉 Any withdrawal on or after March 30, 2026 = no return required

Date-Based Percentage Breakdown (R2T4)

Date Range Aid% Earned Aid% Unearned (Owed Back)
Jan 12 – Jan 16 1% – 5% 99% – 95%
Jan 17 – Jan 23 6% – 12% 94% – 88%
Jan 24 – Feb 1 🚫 Break (not counted) —
Feb 2 – Feb 8 13% – 19% 87% – 81%
Feb 9 – Feb 15 20% – 26% 80% – 74%
Feb 16 – Feb 22 27% – 33% 73% – 67%
Feb 23 – Feb 28 34% – 39% 66% – 61%
Mar 1 – Mar 7 40% – 46% 60% – 54%
Mar 8 – Mar 14 47% – 53% 53% – 47%
Mar 15 – Mar 20 54% – 59% 46% – 41%
Mar 21 – Mar 29 🚫 Break (not counted) —
Mar 30 60% 0% owed
Mar 31 – May 8 60%+ 0% owed

Summer 2026 – Full Term 

Payment Period Length

  • Term dates: May 26 – August 3, 2026
  • Breaks: None

Total Summer Term Calendar days = 70 days

  • Each day = ~1.43% per day (100 ÷ 70)
  • 60% point ≈ Day 42 → July 06, 2026
  • Once a student reaches 60%, they earn 100% of their aid.

    👉 Any withdrawal on or after July 06, 2026 = no return required

Date-Based Percentage Breakdown (R2T4)

Date Range % Earned % Unearned (Owed Back)
May 26 – May 31 1% – 9% 99% – 91%
Jun 1 – Jun 7 10% – 19% 90% – 81%
Jun 8 – Jun 14 20% – 29% 80% – 71%
Jun 15 – Jun 21 30% – 39% 70% – 61%
Jun 22 – Jun 28 40% – 49% 60% – 51%
Jun 29 – Jul 5 50% – 59% 50% – 41%
Jul 6 – Aug 3 60%+ 0% owed