2026- 2027 Aid Earned vs Aid Unearned Dates
Estimating What You Will Have to Repay
The chart below shows an estimate of how much federal financial aid you may be required to return based on the date you withdraw from the university. Please review this carefully if you are thinking about withdrawing, as it may impact your financial responsibility.
If the university closes for five or more consecutive days due to inclement weather, withdrawal dates and the related percentages will be adjusted accordingly. These dates and percentages are tentative and subject to change.
For On-Campus Students Only
Fall 2026 – Full Term
Payment Period Length
Term dates: August 19 – December 11, 2026 = 115 days
Break excluded: November 21 – November 29 = 9 days
Total Fall Term Calendar Days = 106 days
Each day: ≈ 0.94% earned aid (100 ÷ 106)
60% of 106 days ≈ Day 64 → October 21, 2026
Once a student completes more than 60% of the payment period, they are considered to have earned 100% of their federal financial aid for the payment period.
Date-Based Percentage Breakdown (R2T4)
| Date Range | % Earned | % Unearned (Owed Back) |
|---|---|---|
| Aug 19 – Aug 25 | 1% – 7% | 99% – 93% |
| Aug 26 – Sep 1 | 8% – 13% | 92% – 87% |
| Sep 2 – Sep 8 | 14% – 20% | 86% – 80% |
| Sep 9 – Sep 15 | 21% – 26% | 79% – 74% |
| Sep 16 – Sep 22 | 27% – 33% | 73% – 67% |
| Sep 23 – Sep 29 | 34% – 40% | 66% – 60% |
| Sep 30 – Oct 6 | 41% – 46% | 59% – 54% |
| Oct 7 – Oct 13 | 47% – 53% | 53% – 47% |
| Oct 14 – Oct 20 | 54% – 59% | 46% – 41% |
| Oct 21 | 60% point | Calculation required |
| Oct 22 – Dec 11 | More than 60% | 0% |
| Nov 21 – Nov 29 | 🚫 Break (not counted) | — |